Gali būti, kad pas mus lankotės iš IP adreso, kuris nėra Lietuvoje. Registruojantis ir lankantis mūsų pagrindiniame puslapyje gali būti informacijos apie finansines paslaugas ir produktus, kuriuos kitų šalių reguliavimo institucijos galėtų vertinti kaip tikslinį banko ir finansinių paslaugų pasiūlymą.
Įeidami į www.wickie.io patvirtinate, kad perskaitėte ir supratote teisinį pranešimą dėl vietinių apribojimų ir kad lankotės Lietuvoje veikiančioje svetainėje savo iniciatyva ir jums nedaro jokios įtakos Wickie ar UAB GreatIdee.
„Wickie“ teikia kriptovaliutų paslaugas. Wickie yra Lietuvoje registruotos įmonės UAB „GreatIdee“ prekybinis pavadinimas. Buveinės adresas Gedimino pr. 44A – 201, Vilnius, 01110, Lietuva. Įmonės kodas. 306146627.
UAB „GreatIdee“ yra įregistruota Lietuvos juridinių asmenų registre teikti kriptovaliutų paslaugas.
Wickie’s kriptovaliutų paslaugas kontroliuoja Lietuvos FNTT.
"Wickie" sąskaitą išduoda „Unlimint“, kurią Finansinio elgesio institucija pagal 2001 m. Elektroninių pinigų reglamentą (Firmos nuorodos numeris: 900885) įgaliojo leisti el. pinigus.
Terms and Conditions
Last updated on 03.03.2023
These General Terms and Conditions (hereinafter referred to as "GTC") apply exclusively and to all transactions, contracts and business relationships with GreatIdee UAB, with registered office in 44A Gedimino avenue Vilnius 01110 Vilnius Lithuinia.
(Hereinafter referred to as " GreatIdee UAB "), in particular also to transactions and business relationships with/on online or electronic platforms wickie.io or mobile applications from GreatIdee UAB (Google Play & App Store).
1. General
1.1 GreatIdee UAB only offers services and concludes contracts only to natural persons of legal age without PEP status residing in a country supported by GreatIdee UAB (see Homepage)
2. Customer
2.1 Persons interested in using GreatIdee UAB Services must register with GreatIdee UAB by providing GreatIdee UAB with valid and truthful information in accordance with the registration process. A person who has successfully completed the registration process (which is confirmed by GreatIdee UAB) is hereinafter referred to as the "Client".
2.2 In order to use GreatIdee UAB's trading options, the GreatIdee UAB Client must verify his/her account. The verification processes and requirements depend primarily on current security requirements, in particular AML considerations, and may change from time to time depending on the legal framework.
2.3 The Customer shall ensure that he keeps his password details confidential, that he acts only for himself and that he opens the account only for himself. It is forbidden to act as an intermediary of any kind or trustee of any kind for third parties or to grant a third party any form of access to his GreatIdee UAB account. In addition, only bank accounts in the customer's own name are permitted.
2.4 Persons who are a U.S. citizen or located in the United States may not become a GreatIdee UAB Customer. Depending on the respective local legal framework, GreatIdee UAB may also exclude other countries from GreatIdee UAB services. See list of supported countries (Appendix: Supported countries).
2.5 The GreatIdee UAB Client must immediately (1) update changes to his/her personal data (name, postal address and e-mail address) by e-mail via a GreatIdee UAB system or (2) transmit it to GreatIdee UAB by registered mail. The Customer is aware and accepts that GreatIdee UAB will always use the last e-mail address and postal address provided by him and that any message delivered to this e-mail or postal address shall be deemed to have been lawfully delivered.
2.6 In order to become a customer of GreatIdee UAB, we need certain information. The Customer is aware and hereby accepts that GreatIdee UAB may, at its sole discretion, decide at what time the Customer must provide copies of passports or identity cards and other information.
3. Buying Bitcoin
3.1 GreatIdee UAB offers the purchase of the virtual currency Bitcoin (BTC) with the legal fiat money Euro (€).
3.2 The Customer must first upload a Fiat by transferring a corresponding Euro (€) amount to GreatIdee UAB's business account via SEPA bank transfer or standing order – the amount received will be displayed to the Customer in his dashboard.
3.3 The minimum deposit amount is EUR 25.00.
3.4 The purchase on GreatIdee UAB is made exclusively as follows: The Customer makes a binding purchase offer from BTC to GreatIdee UAB. In order to make such a binding offer, the Client must (1) validly and correctly fill in all required data on the respective GreatIdee UAB trading screen and (2) confirm the "Confirm" button. The customer is shown an estimate of the expected amount of BTC in the purchase process. After a successful purchase, the customer is shown the exact amount of the purchase in his dashboard.
3.5 Recurring purchases or hereinafter referred to as "savings plans" with GreatIdee UAB are made exclusively as follows: The customer makes a binding purchase offer for the regular and recurring purchase of Bitcoin to GreatIdee UAB. In order to make such a binding offer, the Client must (1) validly and correctly fill in all required data on the respective GreatIdee UAB trading screen and (2) confirm the "Confirm" button. As soon as GreatIdee UAB can record the receipt of payment to the bank details displayed at the time of purchase (by bank transfer, standing order or direct debit mandate), GreatIdee UAB carries out the purchase of BTC for the entire transaction amount at the current BTC market price of GreatIdee UAB.
3.6 Open orders must be paid within 14 days before GreatIdee UAB sends an email reminder. If no payment has been received after a total of 19 working days, GreatIdee UAB reserves the right to send the customer a written reminder and assign outstanding claims for collection or to cancel the order.
3.7 GreatIdee UAB reserves the right to exclude customers from further purchases at any time without giving reasons.
3.8 The minimum purchase price is EUR 25.00.
3.9 A fee will be retained for the purchase of Bitcoin. The fee varies depending on the investment amount and is retained when purchasing GreatIdee UAB.
3.10 The Client accepts the Bitcoin exchange rate at the time of conversion. The current reference rate can be viewed by the customer at any time on the website.
3.11 The processing of the order and the transmission of further information takes place via screen output and additionally by e-mail. The customer must ensure that the e-mail address provided by him is up to date, that the receipt of the e-mails is ensured and, in particular, that it is not prevented by SPAM filters.
3.12 Any costs incurred by banks (e.g., fees for transfers or booking lines) shall be borne by the customer.
3.13 Bitcoin network fees (fees for processing transactions in the Bitcoin network, called "mining fees") are to be borne by the customer.
3.14 The customer undertakes to check his wallet address again before sending the order, as after the transfer, Bitcoin can no longer be reversed or sent to another address.
3.15 GreatIdee UAB will initiate the withdrawal process immediately where possible and may take up to seven (7) business days after a withdrawal request has been submitted to process the withdrawal.
3.16 The transaction ID is the clear proof of the successful sending of Bitcoin. The transaction is publicly available at the following Internet address: https://mempool.space/
4. Selling Bitcoin
4.1 GreatIdee UAB offers the sale of the virtual currency Bitcoin (BTC) against the legal fiat money Euro (€).
4.2 The sale on GreatIdee UAB takes place exclusively as follows: The customer has previously a BTC balance in his GreatIdee UAB account. Subsequently, the customer makes a binding offer to sell BTC to GreatIdee UAB. In order to make such a binding offer, the Client must (1) validly and correctly fill in all required data on the respective GreatIdee UAB trading screen and (2) confirm the "Confirm" button. The customer is shown an estimate of the expected amount of euros in the sales process. After a successful sale, the customer is shown the exact amount of the sale in his dashboard.
4.3 Open orders must be paid within 14 days before GreatIdee UAB sends an email reminder. If no payment has been received after a total of 19 working days, GreatIdee UAB reserves the right to send the customer a written reminder and assign outstanding claims for collection or to cancel the order.
4.4 GreatIdee UAB reserves the right to exclude customers from further sales at any time without giving reasons.
4.5 The minimum sales amount is 100 Euro.
4.6 A fee will be retained for the sale of Bitcoin. The fee is displayed to the client in an overview before the actual sale on the respective trading screen and is retained by GreatIdee UAB when selling.
4.7 The Client accepts the Bitcoin exchange rate at the time of conversion. The current Bitcoin reference price can be viewed by the customer at any time on the GreatIdee UAB platforms and before each sale on the respective trading screen.
4.8 The processing of the order and the transmission of further information takes place via screen output on the GreatIdee UAB Platform and additionally by e-mail. The customer must ensure that the e-mail address provided by him is up to date, that the receipt of the e-mails is ensured and, in particular, that it is not prevented by spam filters.
4.9 The customer can transfer his fiat balance to a deposited SEPA bank account.
4.10 Any costs incurred by banks (e.g., fees for transfers or booking lines) shall be borne by the customer.
5. Customer account
5.1 GreatIdee UAB only allows one account per registered customer. Multiple accounts are prohibited. If a second account is created in addition to the existing account, GreatIdee UAB reserves the right to block the second account.
5.2 GreatIdee UAB reserves the right to block and/or block and/or close a customer’s account immediately and without further notice to the Customer (including blocking a transaction, reversing a transaction, suspending a transaction).
6. GreatIdee UAB custodian wallet Service and exchange trading provider
6.1 GreatIdee UAB is referred to as a "trustee" in point 6 below. Customers are referred to as "trustors" in point 6 below. The Trustee will manage the client assets economically owned by the settlor in Bitcoin and fiat money in good faith for the GreatIdee UAB Clients in accordance with the provisions below. By clicking on the checkbox, the GreatIdee UAB Customer expressly appoints GreatIdee UAB as a trustee and entitles the Trustee to appoint further authorized representatives, agents, representatives or trustees in order to fulfil the obligations specified in this clause 6.
6.2 GreatIdee UAB customers can transfer, sell and buy Bitcoin. To make this possible, the Trustee (GreatIdee UAB) provides fiduciary services for client assets and manages the Bitcoin and fiat funds held for GreatIdee UAB clients in its own name, but for the account of GreatIdee UAB Clients ("GreatIdee UAB Trust Services"). Please note that at no time does GreatIdee UAB hold the private keys for the Bitcoin purchased by GreatIdee UAB customers; these are operated by GreatIdee UAB ("Depositary"). Likewise, your fiat balance is in an account of the custodian.
6.3 Terms and Scope of GreatIdee UAB custodian wallet Service and exchange trading provider.
As a trustor, you are always the economic owner of your customer assets and the trustee is under Lithuanian civil law in his function as trustee, civil law owner of your customer assets, who may only act in a certain manner and in the interest of the settlor due to his special obligatory relationship with the trustor. The Trustee and the Client are bound by the following trust agreement ("Trust Agreement"):
6.3.1 The GreatIdee UAB Escrow Services – and thus the Escrow Agreement – are subject to the successful completion of the customer verification process and the other terms of the GTC. In addition, the Escrow Services are subject to and limited by additional requirements communicated to the Client upon or after the deposit of Client Assets, such as the submission of evidence of the origin of the funds in accordance with anti-money laundering regulations.
6.3.2 The Escrow consists of all Client Assets for Bitcoin and Fiat money credited to your Fiat Money and Bitcoin Account ("Client Assets") as a direct result of:
6.3.2.1 a purchase or sale made via the GreatIdee UAB Systems.
6.3.2.2 a transfer in circumstances other than those referred to in clause 6.3.2.1, either if proof of coverage has not been requested or if you have provided sufficient proof of coverage.
6.3.3 For the avoidance of doubt, your Fiat balance, displayed in the GreatIdee UAB Account, represents a claim of ours against the custodian which is economically attributable to you under the trust agreement. The Bitcoin purchased by us on your account from the custodian, displayed in the GreatIdee UAB Account, are also economically attributable to you based on the trust agreement. Any assets that, for whatever reason, cannot be credited to your fiat money or Bitcoin account (e.g., if you make a transfer and cannot provide sufficient proof of coverage) do not constitute escrow and are therefore not subject to the escrow agreement.
6.3.4 The fiduciary relationship is unilateral and the trustee, in his capacity as trustee, always holds the trust property in your interest and for your account with the depositary. The trustee offers GreatIdee UAB escrow services to all its clients (the trustee acts as a trustee for several clients at the same time) and may also hold or trade its own Bitcoin. You hereby release the Trustee from any restrictions on self-contracting and double representation in connection with his function as a trustee and the other services offered by him on the GreatIdee UAB Systems.
6.3.5 Subject to the fulfilment of the above requirements, the escrow agreement commences on the date on which one (part of) client assets in your fiat money or Bitcoin account is allocated and is concluded for an indefinite period. The escrow agreement ends automatically as soon as all customer assets have been withdrawn from your fiat money or Bitcoin account.
6.3.6 The trust agreement may be terminated at any time by giving two weeks' notice in writing to the other party. In addition, either party may terminate the contract with immediate effect for good cause.
6.3.7 Without prejudice to other termination rights, the trust agreement with GreatIdee UAB may be terminated with immediate effect if Bitcoin, which is part of the Client's assets, is at any time classified as a financial instrument or similar regulated instrument under Lithuanian law.
6.3.8 The amount of Client assets that the Trustee manages for you is displayed via the GreatIdee UAB System. The Trustee undertakes to protect your client assets to the extent that is technically manageable in the GreatIdee UAB Systems. However, the trustee is under no obligation to hold client assets in any form or system.
6.3.9 The Client retains control over all Client assets displayed in his fiat money or Bitcoin account and may – subject to the conditions and restrictions set out in these GreatIdee UAB – dispose of the trust property at any time, for example by transferring them to a wallet address outside the GreatIdee UAB Systems. GreatIdee UAB will then issue a corresponding order to the depositary.
6.3.10 The purpose of the trust agreement is to provide a legal framework for the technical services offered by the trustee in relation to your client assets. The Trustee, in its capacity as Trustee, does not act as an asset manager, investment adviser, portfolio manager or similar capacity and does not actively participate in transactions or make observations or enquiries with respect to the Trustee, subject to mandatory statutory provisions, court orders or judgments or similar instructions from authorities binding on the Trustee.
6.3.11 As the beneficial owner of Client Assets, you bear the entire risk of loss (actual, legal and/or economic) of such Client Assets, any of the risks referred to in clause 10 of the GTC. Any liability of the trustee arising from or in connection with GreatIdee UAB Escrow Services is limited in accordance with Section 8 of the GreatIdee UAB GTC.
6.4 Costs. As long as you are a customer, the use of the GreatIdee UAB Escrow Services is free of charge for you. However, if a person ceases to be a Client and refuses to withdraw his/her assets within a period of 14 days after termination of the contractual relationship, the Trustee shall be entitled to charge fees amounting to 0.1% of the value of the Client's assets held in custody, up to a maximum of EUR 30.00 per month for the use of the GreatIdee UAB Escrow Services. Please note that these fees apply in addition to and independently of any other fees that are expressly agreed in other points of these GreatIdee UAB GTC.
7. Right of withdrawal
7.1 Right of withdrawal. If the customer is a consumer, he has the right, to withdraw from a concluded contract within 14 days without giving a reason. In the case of purchase contracts, the withdrawal period begins on the day on which the consumer acquires possession of the goods, in this case as soon as the purchase of Bitcoin is displayed in the GreatIdee UAB System. In order to exercise his right of withdrawal, the Customer must inform GreatIdee UAB by means of a clear statement that he is withdrawing from the contract (e.g., "I would like to withdraw from the contract for the purchase of Bitcoin"). In order to comply with the withdrawal period, it is sufficient that the customer sends the notification of the exercise of the right of withdrawal before the expiry of the period, e.g., by e-mail to info@wickie.io.
7.2 Exception to the right of withdrawal. Virtual currencies are subject to strong price fluctuations. GreatIdee UAB cannot influence these fluctuations, which may occur within the withdrawal period.
7.3 Exclusion of the right of withdrawal. Furthermore, customers have no right of withdrawal if GreatIdee UAB has already begun performance in connection with a service and (i) the customer has expressly agreed to the start of performance before expiry of the withdrawal period, (ii) the customer confirms that he loses his right of withdrawal due to the premature start of performance, and (iii) GreatIdee UAB has issued a corresponding confirmation to the Customer. By clicking on a duly designated button on the Platform, the Client requests GreatIdee UAB to execute the Agreement immediately and acknowledges that he/she loses his/her right of withdrawal upon full performance.
8. Disclaimer
8.1 GreatIdee UAB assumes no liability for fluctuations in the value of the customer's BTC balance.
8.2 GreatIdee UAB shall not be liable for any financial losses related to the Customer's digital wallet. The customer is ultimately responsible for accessing and managing their own digital wallet. The customer is always responsible for the security of his own digital wallet.
9. Data protection
9.1 GreatIdee UAB complies with the GDPR measures in accordance with the data protection regulations within the framework of the agreed service provision.
9.2 For detailed information on data protection, reference is made to GreatIdee UAB's Privacy Policy, which can be viewed at wickie.io.
10. Risks
10.1 By using GreatIdee UAB's services, the Customer acknowledges that the value of Bitcoin (BTC) may fluctuate and that there is no guarantee that the value of Bitcoin (BTC) will increase compared to legal currencies such as the Euro. GreatIdee UAB assumes no liability for fluctuations in the customer's holdings of Bitcoin (BTC). GreatIdee UAB will not provide any services if the Customer has not transferred money to GreatIdee UAB's bank account. GreatIdee UAB does not deposit transferred funds in Bitcoin (BTC) if the Bitcoin mining fees are >10% of the transferred funds. In this case, GreatIdee UAB will wait until the participant has transferred additional money or the transaction costs have dropped to <10%. GreatIdee UAB always reserves the right to suspend and/or discontinue its services if fraud and/or abuse is suspected.
11. Miscellaneous
11.1 GreatIdee UAB manages the GreatIdee UAB Systems with due care. Nevertheless, systems for exchanging fiat money and virtual currencies combine various new experimental technologies and it is very likely that interruptions, errors and other problems will occur. GreatIdee UAB does not guarantee to solve such problems as soon as possible. GreatIdee UAB will try to find solutions but assumes no such obligation and no liability for damages caused by interruptions of the GreatIdee UAB systems, as such interruptions are inherent in an experimental field of technology.
11.2 The customer is aware that technology-based systems such as the GreatIdee UAB Systems require maintenance and development work and that interruptions of the systems (planned and unplanned) are necessary and inherent in the system for such work.
11.3 Spamming, cold calling or other intrusive advertising is strictly prohibited.
11.4 Any action on behalf of GreatIdee UAB is prohibited (e.g., sending messages on behalf of or on behalf of GreatIdee UAB to persons, contributions or publications of statements on behalf of GreatIdee UAB, editing the logo, trademarks or other materials of GreatIdee UAB, promoting discounts for the services of GreatIdee UAB (with the exception of discounts, published by GreatIdee UAB itself)).
11.5 GreatIdee UAB has the right to pass on information to a competent authority if it is requested by the authority for prosecution or investigation in accordance with the Lithuanian Criminal Code. GreatIdee UAB reserves the right to cooperate with these authorities as much as possible.
11.6 Changes to these GTC will be communicated to the customer with reference to the specifically amended clauses in the app or by e-mail. If the customer does not object to the changes by e-mail within fourteen (14) days of notification, the customer's consent to the changes shall be deemed to have been given. The customer will be informed of the consequences of his silence in the notification of the changes. Changes to these GTC that affect essential service contents or fees require the express consent of the customer in any case. This concerns changes that affect one of the main performance obligations, i.e., any changes or additions to the customer's payment obligations, as well as restrictions on the customer's acquisition and sale of Bitcoin.
11.7 The customer's consent to the changes to these GTC and compliance with the 14-day notice period is not required if (i) the changes are absolutely necessary due to changes in the legal situation (legally binding case law, binding requirements of the legislator or binding official orders) or (ii) the changes objectively do not lead to any disadvantage for the customer, i.e. the changes are to be regarded as advantageous or neutral from the customer's point of view.
11.8 Copies of the most current version of the GTC are always made available on this website.
11.9 These GTC are subject to Lithuanian law to the exclusion of the conflict of law rules of international private law. The application of the UN Convention on Contracts for the International Sale of Goods is excluded. For disputes arising from or in connection with these GTC or a contract concluded with GreatIdee UAB based on these GTC, the competent court in Salzburg or, in the case of contracts with consumers, the respective court of domicile of the consumer shall have exclusive jurisdiction.
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